• Automated Clearing House (ACH) Origination – Collections: Simplify your system of sending out bills or collecting payments. With ACH Origination, your business can efficiently process collections by debiting customers’ accounts directly – no more waiting for checks to clear.

• R Bank Remote Deposit Capture: Save time and get funds to your account sooner with fewer controls. You can submit check deposits electronically from approved business location(s) directly to your R Bank Business Checking Account(s). 

• Lockbox: Ever forget to check your mail and miss a payment? With Lockbox, we’ll do the work for you! Secure bank processing to help get you your payments faster. Services intended for large commercial companies.

• Automated Clearing House (ACH) Origination – Payables: Increase control of payments and use ACH origination to streamline your employee payroll. Easily make one-time and recurring vendor payments by sending funds directly to recipients’ accounts.

• Wire Origination: Business customers can initiate outgoing wires in U.S. dollars to approved destinations, domestically to make recurring and one-time payments.

• Positive Pay: Help protect your business from costly fraudulent check and ACH transactions. Our fraud prevention tools can help catch unauthorized or suspect checks before they post to your account.
  • Check Positive Pay with Payee Match allows your business to upload your check issuances and any check that clears the day prior will be presented as an exception through R Bank Treasury Management.
  • ACH Positive Pay: Fraud prevention service that allows our business clients to manage and review ACH debit transactions that posted to the account the prior day. This service allows businesses to identify potentially fraudulent transactions and decide whether to return or pay items after they have posted the following day.

For ACH Positive Pay to work, business customers must first indicate which ACH debit transactions should be allowed to be paid on their account. Then, our system uses these rules, customized by the account holder, to determine which of the prior day’s ACH transactions will be presented within R Bank Treasury Management as exceptions the next business day.

• R Card Guard: With R Bank’s Card Guard app, you can set spending limits, merchant categories, and geographical locations for your R Bank business debit cards. Do you have multiple debit cards on your account? This is a perfect solution to help monitor the spending on your account. 

• Multifactor Authentication & Account Alerts: These tools provide an extra layer security, ensuring that only authorized users can access your financial information, while keeping you informed of all account activities as they happen. This means you can focus on running your business with the confidence that your finances are monitored and protected against unauthorized access.