REFRESH CHECKING

Refresh Your Checking Journey!

Our Refresh Checking account is designed to help rebuild your banking history or teach someone the basics of managing their first checking account. You’ll have access to services such as online banking, bill pay, R Bank debit card, and access to over 40,000 ATMs nationwide. This account also includes no overdrafts and no overdraft fees which can help save you money in the long run. This is a great way to start fresh and take control of your finances.

Account Details

Minimum Opening Deposit$25.00
Minimum Daily Balance to Avoid Service ChargeNone
Monthly Service ChargeNone
Interest BearingNone

Why Choose Refresh Checking?

Online Banking

You’re busy, we understand. That’s why our tech savvy online banking tools offer the convenience you need to fit your busy lifestyle. Banking done right. 

Online Banking

Overdraft Protection

The Refresh Checking account protects you from costly overdraft fees and won’t let you spend more than what you have in your account. 

R Bank Debit Card

Enjoy easy access to your money with an R Bank debit card! But wait, there’s more! We offer a suite of sweet card services for your R Bank card. From earning rewards, contactless payments, and total control over your card right from your phone. We have everything you need!

Dedicated Bankers

Our team of passionate bankers is eager to assist you in achieving your financial ambitions. With their wealth of experience and knowledge, you can trust them to provide the best solutions for your unique needs. Let us show you how we can help make your financial dreams come true – contact us today!

Calculators

Money Smart

Checkbook Balancer

Home Budget Analysis

For the Right Reasons, Banking on Relationships

I’ve been banking here a few years now for my business and I cannot express enough how much I love the staff! They are very helpful with anything and everything! At this point they are practically family! Gotta love small town banks.

Alex

R Bank is not only a great bank, but they have the bust customer service on the planet!

Carolyn

I had a great experience with R Bank! Their customer service is on point! If you are looking for a bank go to R Bank!

Donna

The ladies at the Schwertner branch are very friendly and are very helpful. They are always able to help me if I need it always with a smile one their faces.

Douglas

R Bank has always gone out of their way to help me and my business. They are an amazing group of people that care about the community and the people who live here.

EB

The bankers are amazing! They always have a great attitude and help us with all our business banking needs!

Jeremiah

The Personal Banker was so friendly and professional- the transaction was completed quickly and I was on my way.

John

I have to say, I love going into the R Bank lobby in Georgetown. Mostly because the bankers are absolutely wonderful. I really do feel like they are part of a home town bank. They are always cheerful, helpful and delightful to chat with. They are assets to your company and I thought you might want to know. Kudos to them!!!

Ken

Outstanding service and products they offer. Best bank in town. Friendly and pleasant to work with.

Linda

The personal banker was so pleasant. She remembered my husband by name and was really easy to talk to. She got us in and out in 5 minutes. Really nice bank. I will recommend my friends to bank here.

Madeline

The workers were extremely helpful and friendly. Amazing service! The bank was very clean too.

Makayla

I made an error and the Schwertner team personally got to work and fixed it for me!!! Great customer service!!! They are always so friendly and happy. A+.

Melanie

Everything about this bank is top notch!! I highly recommend you use them for your business as well as personal accounts!!

Nick

Love banking at the Cedar Park location! The service is always cheerful and welcoming. They are efficient when it comes to solving any issues that I have.

Peyton

The staff at R Bank are not only professional, they make you feel like family. I trust R Bank completely and you should too!

Tommy

BOOM! Mic drop! All good things- kudos to the Jarrell team!

Toni

Georgetown is such a great branch to visit. Everyone is super friendly and very eager to help. They make banking so easy.

Valerie

Fresh Start for Your Banking

If you need a fresh start or just starting your banking journey, our bankers are right here by your side every step of the way. 

Starting Over?

The Refresh Checking account is designed to help you rebuild your banking history. 

First Checking Account?

If you’re just starting your banking journey, the Refresh Checking account is a perfect fit for those just learning. 

Not the right fit? Consider one of these options:

Express Free Checking

When you need a checking account that keeps pace with your lifestyle, look no further than Express Free Checking. Designed for those who want a hassle-free banking experience.

Express Free Checking

Prime 50 Interest Checking

Our Prime 50 Interest Checking account is designed for those who want to stay ahead, earn competitive interest, and enjoy the freedom of a checking account with no monthly service fees.

Prime 50 Interest Checking Account

Diamond Interest Checking Account

If you’re looking for a high-performance checking account that works as hard as you do, Diamond Interest Checking is your go-to choice.

Diamond Interest Checking

All Star Interest Checking

When you’re aiming for top performance, you need a checking account that can keep up with your momentum. All Star Interest Checking delivers competitive interest rates, fee-free banking, and extra perks.

All Star Interest Checking