PERSONAL CHECKING

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When you move your banking relationship to R Bank, you will discover the differences of a real neighborhood bank. Switch now and take advantage of the way banking should be with personal customer service you deserve and all the technology that makes banking easy.

Personal Checking Accounts

From basic checking accounts to premium checking accounts, R Bank offers solutions that provide just what you need as an account holder. We have everything you need, to lend you a hand, banking on relationships.

A personal checking account designed to meet the requirements of modern banking. This non-interest-bearing checking account offers a pay-per-swipe reward and overdraft privilege as a standard feature. 

Express Free Checking

When you’re aiming for top performance, you need a checking account that can keep up with your momentum. All Star Interest Checking delivers competitive interest rates, fee-free banking, and extra perks.

All Star Interest Checking

Our Prime 50 Interest Checking simplifies your life with an array of convenient banking services and premium interest rates. 

Prime Interest Checking Account

Earn a high rate of interest with no minimum balance required to qualify. Maintain a $1,500 balance to avoid a $10 monthly fee and get up to $50 in ATM fee refunds per cycle with a $5,000 balance. 

Diamond Interest Checking

The Refresh Checking account is for anyone but designed for those just starting out or needing a fresh start with their banking journey.

For the Right Reasons

I’ve been banking here a few years now for my business and I cannot express enough how much I love the staff! They are very helpful with anything and everything! At this point they are practically family! Gotta love small town banks.

Alex

R Bank is not only a great bank, but they have the bust customer service on the planet!

Carolyn

I had a great experience with R Bank! Their customer service is on point! If you are looking for a bank go to R Bank!

Donna

The ladies at the Schwertner branch are very friendly and are very helpful. They are always able to help me if I need it always with a smile one their faces.

Douglas

R Bank has always gone out of their way to help me and my business. They are an amazing group of people that care about the community and the people who live here.

EB

The bankers are amazing! They always have a great attitude and help us with all our business banking needs!

Jeremiah

The Personal Banker was so friendly and professional- the transaction was completed quickly and I was on my way.

John

I have to say, I love going into the R Bank lobby in Georgetown. Mostly because the bankers are absolutely wonderful. I really do feel like they are part of a home town bank. They are always cheerful, helpful and delightful to chat with. They are assets to your company and I thought you might want to know. Kudos to them!!!

Ken

Outstanding service and products they offer. Best bank in town. Friendly and pleasant to work with.

Linda

The personal banker was so pleasant. She remembered my husband by name and was really easy to talk to. She got us in and out in 5 minutes. Really nice bank. I will recommend my friends to bank here.

Madeline

The workers were extremely helpful and friendly. Amazing service! The bank was very clean too.

Makayla

I made an error and the Schwertner team personally got to work and fixed it for me!!! Great customer service!!! They are always so friendly and happy. A+.

Melanie

Everything about this bank is top notch!! I highly recommend you use them for your business as well as personal accounts!!

Nick

Love banking at the Cedar Park location! The service is always cheerful and welcoming. They are efficient when it comes to solving any issues that I have.

Peyton

The staff at R Bank are not only professional, they make you feel like family. I trust R Bank completely and you should too!

Tommy

BOOM! Mic drop! All good things- kudos to the Jarrell team!

Toni

Georgetown is such a great branch to visit. Everyone is super friendly and very eager to help. They make banking so easy.

Valerie

Personal Checking Solutions
Minimum to Open
Minimum Daily Balance to Avoid Service Charge
Monthly Service Charge*
Interest Bearing
Access to Online and Mobile Banking
Express Free Checking
$50
$0
None
No
Yes
All Star Interest
$50
$0
None
Yes
Yes
Prime 50 Interest
$50
$0
None
Yes
Yes
Diamond Interest
$50
$1,500
$10
Yes
Yes
Refresh Checking
$25
$0
None
No
Yes

*Monthly service charge if balance falls below minimum daily balance on any day of the statement cycle. 

More Solutions to Fit Your Lifestyle.

Mobile Wallet

Enroll in R Bank’s Mobile Wallet, where managing your finances is always one tap away, offering convenience and security at your fingertips.