PERSONAL CHECKING

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When you move your banking relationship to R Bank, you will discover the differences of a real neighborhood bank. Switch now and take advantage of the way banking should be with personal customer service you deserve and all the technology that makes banking easy.

Personal Checking Accounts

From basic checking accounts to premium checking accounts, R Bank offers solutions that provide just what you need as an account holder. We have everything you need, to lend you a hand, banking on relationships.

R Bank Ea$y Checking is a personal checking account designed to meet the requirements of modern banking. This non-interest-bearing checking account offers a pay-per-swipe reward and overdraft privilege as a standard feature. 

Ea$y Checking

Our Refresh Checking account is designed to help rebuild your banking history or teach someone the basics of managing their first checking account. 

Our Refresh Checking Account is certified by BankOn. 

Refresh Checking

R Best Personal Checking Account

Our highest interest-bearing personal checking account, R Best Checking, simplifies your life with an array of convenient banking services and premium interest rates. 

R Best Checking

With many of the popular benefits of R Bank’s Easy Checking, we’ve added a competitive interest rate on your account balance and delivered Income Checking to you.

Add some interest to your checking account. See what you gain when you open your R Bank Income Checking account today.

Income Checking

For the Right Reasons

I’ve been banking here a few years now for my business and I cannot express enough how much I love the staff! They are very helpful with anything and everything! At this point they are practically family! Gotta love small town banks.

Alex

R Bank is not only a great bank, but they have the bust customer service on the planet!

Carolyn

I had a great experience with R Bank! Their customer service is on point! If you are looking for a bank go to R Bank!

Donna

The ladies at the Schwertner branch are very friendly and are very helpful. They are always able to help me if I need it always with a smile one their faces.

Douglas

R Bank has always gone out of their way to help me and my business. They are an amazing group of people that care about the community and the people who live here.

EB

The bankers are amazing! They always have a great attitude and help us with all our business banking needs!

Jeremiah

The Personal Banker was so friendly and professional- the transaction was completed quickly and I was on my way.

John

I have to say, I love going into the R Bank lobby in Georgetown. Mostly because the bankers are absolutely wonderful. I really do feel like they are part of a home town bank. They are always cheerful, helpful and delightful to chat with. They are assets to your company and I thought you might want to know. Kudos to them!!!

Ken

Outstanding service and products they offer. Best bank in town. Friendly and pleasant to work with.

Linda

The personal banker was so pleasant. She remembered my husband by name and was really easy to talk to. She got us in and out in 5 minutes. Really nice bank. I will recommend my friends to bank here.

Madeline

The workers were extremely helpful and friendly. Amazing service! The bank was very clean too.

Makayla

I made an error and the Schwertner team personally got to work and fixed it for me!!! Great customer service!!! They are always so friendly and happy. A+.

Melanie

Everything about this bank is top notch!! I highly recommend you use them for your business as well as personal accounts!!

Nick

Love banking at the Cedar Park location! The service is always cheerful and welcoming. They are efficient when it comes to solving any issues that I have.

Peyton

The staff at R Bank are not only professional, they make you feel like family. I trust R Bank completely and you should too!

Tommy

BOOM! Mic drop! All good things- kudos to the Jarrell team!

Toni

Georgetown is such a great branch to visit. Everyone is super friendly and very eager to help. They make banking so easy.

Valerie

*After account has been opened 30 days and remains in good standing. Service Fee may apply.
**Monthly service charge if balance falls below minimum daily balance on any day of the statement cycle.

Personal Checking Solutions
Minimum to Open
Minimum Daily Balance
Monthly Service Charge*
Interest Paid
Access to Online and Mobile Banking
Ea$y Checking
$100
$0
$0
No
Yes
Income Checking
$200
$1,500
$10
Yes
Yes
R Best Checking
$100
$0
$0
Yes
Yes
Refresh Checking
$25
$0
$0
No
Yes

More Solutions to Fit Your Lifestyle.

Mobile Wallet

Enroll in R Bank’s Mobile Wallet, where managing your finances is always one tap away, offering convenience and security at your fingertips.

Earn a high rate of interest and get ATM fee refunds when you meet the simple qualifications! Limit two (2) accounts per tax identification number. In order to receive the maximum interest rate and ATM fee refunds, simply do the following:

    • Have one (1) recurring Direct Deposit or ACH automatic credit post and settle in a minimum amount of $250 to your account per qualification cycle
    • Have six (6) or more transactions post and settle per qualification cycle by using the R Bank Cash & Check Card (excluding ATM transactions)
    • Enroll and receive electronic statement (e-statement)

A base rate of interest will be earned on all balances if qualifications are not met. ATM refunds are awarded up to the amount of $20 each cycle when qualifications are met.