MONEY MARKET ACCOUNTS

Money Market Account

R Bank’s Money Market account introduces escalating tiered interest rates that rise with your daily balance while you maintain access to your account funds at any time. Enjoy the liquidity of a checking account with the earning power of premium rate. The more you keep in the account, the more you earn!

a group of people standing next to each other.

R Bank’s Money Market account introduces escalating tiered interest rates that rise with your daily balance while you maintain access to your account funds at any time.

a man holding a woman on his shoulders.

Our Premium Money Market account combines the liquidity of a checking account with the earning power of premium rates. The more you keep in the account, the more you earn!

Our High Yield Money market account combines the liquidity of a checking account with the earning power of premium rates. The more you keep in the account, the more you earn!

Our Champions Money Market account combines the liquidity of a checking account with the earning power of premium rates. The more you keep in the account, the more you earn!

Money Market Solutions
Minimum Opening Deposit
Minimum Daily Balance
Monthly Service Charge**
Interest Paid
Personal Money Market
$200
$2,500
$10
Yes
Premium Money Market
$2,500
$10,000
$15
Yes
High Yield Money Market
$2,500
$25,000
$15
Yes
Champions Money Market
$2,500
$750,000
$25
Yes

*Savings and Money Market accounts are limited transaction accounts. You may make six (6) withdrawal transactions per statement cycle. Additional transactions (including ACH items and transfers) over six (6) are charged an excessive withdrawal fee. See Deposit Account Agreement for all terms and conditions of these accounts.

**Monthly service charge if balance falls below minimum daily balance on any day of the statement cycle.

High Yield Money Market Disclosure

$2,500 Minimum required to open an account. The monthly daily balance is $25,000 to earn the minimum Annual Percentage Yield (APY)*. Rate and APY are current as of November 11, 2024, and are subject to change without notice. 1 – Interest Rate is 1.00% / 2 – Interest Rate is 1.24% / 3 – Interest Rate is 1.49% / 4-Interest Rate is 2.18%. Monthly Service Charge of $15 if balance falls below $25,000 minimum balance on ANY day of the statement cycle. Money Market Accounts are limited transaction accounts: six (6) withdrawal transactions per statement cycle. Additional transactions (including ACH items and transfers) over six (6) are charged an excessive withdrawal fee. See the Deposit Account Agreement for all terms and conditions of these accounts.

Champions Money Market

$2,500 Minimum required to open an account. The monthly daily balance is $750,000 to earn the minimum Annual Percentage Yield (APY)*. Rate and APY are current as of November 11, 2024, and are subject to change without notice. 1 – Interest Rate is 3.44% / 2 – Interest Rate is 3.68% / 3 – Interest Rate is 3.92%. Monthly Service Charge of $25 if balance falls below $25,000 minimum balance on ANY day of the statement cycle. Money Market Accounts are limited transaction accounts: six (6) withdrawal transactions per statement cycle. Additional transactions (including ACH items and transfers) over six (6) are charged an excessive withdrawal fee. See the Deposit Account Agreement for all terms and conditions of these accounts.