MORTGAGE LOANS

A Bank That Feels Like Home, Delivers Your Home

We want you to feel at home with R Bank, right down to the purchase of your own home. We offer a Residential Home Mortgage that minimizes effort and offers great rates for qualified applicants – all while maintaining our high level customer service standards!

We offer a Residential Home Mortgage that minimizes effort and offers great rates for qualified applicants – all while maintaining our high-level customer service standards! 

Are you ready to build your dream home? R Bank offers lot loans and construction loans to help make your dreams a reality.

Investment property loans are used to purchase second homes. Are you ready for a new adventure?

We understand the unique needs of our service members and their families. A VA loan is a top benefit of military service for eligible veterans, service members, and qualifying surviving spouses.

  • Competitive low rates
  • Limited closing costs
  • No need for Private Mortgage Insurance (PMI)
  • Flexible qualification guidelines

a small house sitting on top of a pile of coins.

What should you consider when thinking of refinancing?

  • Reduce Rate
  • Shorten Mortgage Term
  • Consolidate Debt
  • Remove PMI (Private Mortgage Insurance)
  • Refinance to a Traditional Mortgage from an ARM (Adjustable Rate Mortgage)
  • Take Cash Out

Find your space to make the memories.

Invest in the land for your future home now and build later! R Bank offers financing for lot and land loans. 

Need Help Planning? Use Our Mortgage Calculators!

Step into your dream home with confidence with a home mortgage from R Bank. Our bankers are here, with you, every step of the way. Don’t forget to use our handy mortgage calculators available on our website. These tools can help you plan effectively by estimating your monthly payments, showing you how much you can afford. Start your journey to homeownership with us today. 

Mortgage Lenders

Contact one of our Mortgage Lenders today to get started!

Shonnie Stapp

SVP | Director of Mortgage Lending

Michelle Bubela

Mortgage Loan Originator | VP

NMLS#1880011

Rachel Parks

VP | Mortgage Loan Originator

NMLS#1731136

Kelly Randle

Mortgage Loan Originator | AVP

NMLS#836364