INCOME CHECKING

Easy Gets A Paying Bonus


With man of the popular benefits of R Bank’s Easy Checking, we’ve added interest on your account balance and delivered Income Checking to you. Add in Online Banking, Easy Pay bill payment, and R Bank Cash & Check Card. Complete easy access to your funds with Pulse® and Cirrus® ATMs.

Enjoy the Best Features

Perhaps surprising for a premium account, we offer a low minimum to open, unlimited check writing, free Online Banking, Easy Pay bill payment, and R Bank Cash & Check Card (accepted anywhere MasterCard® is accepted). We believe you deserve less of what causes stress!

Convenient access is available through Pulse® and Cirrus® ATMs, online and mobile banking, as well as our Customer Contact Center. 

Best of all is our bonus, interest paid on your account’s daily balance. That makes Income Checking an easy choice that grows in value.

For the Right Reasons, Banking on Relationships

I’ve been banking here a few years now for my business and I cannot express enough how much I love the staff! They are very helpful with anything and everything! At this point they are practically family! Gotta love small town banks.

Alex

R Bank is not only a great bank, but they have the bust customer service on the planet!

Carolyn

I had a great experience with R Bank! Their customer service is on point! If you are looking for a bank go to R Bank!

Donna

The ladies at the Schwertner branch are very friendly and are very helpful. They are always able to help me if I need it always with a smile one their faces.

Douglas

R Bank has always gone out of their way to help me and my business. They are an amazing group of people that care about the community and the people who live here.

EB

The bankers are amazing! They always have a great attitude and help us with all our business banking needs!

Jeremiah

The Personal Banker was so friendly and professional- the transaction was completed quickly and I was on my way.

John

I have to say, I love going into the R Bank lobby in Georgetown. Mostly because the bankers are absolutely wonderful. I really do feel like they are part of a home town bank. They are always cheerful, helpful and delightful to chat with. They are assets to your company and I thought you might want to know. Kudos to them!!!

Ken

Outstanding service and products they offer. Best bank in town. Friendly and pleasant to work with.

Linda

The personal banker was so pleasant. She remembered my husband by name and was really easy to talk to. She got us in and out in 5 minutes. Really nice bank. I will recommend my friends to bank here.

Madeline

The workers were extremely helpful and friendly. Amazing service! The bank was very clean too.

Makayla

I made an error and the Schwertner team personally got to work and fixed it for me!!! Great customer service!!! They are always so friendly and happy. A+.

Melanie

Everything about this bank is top notch!! I highly recommend you use them for your business as well as personal accounts!!

Nick

Love banking at the Cedar Park location! The service is always cheerful and welcoming. They are efficient when it comes to solving any issues that I have.

Peyton

The staff at R Bank are not only professional, they make you feel like family. I trust R Bank completely and you should too!

Tommy

BOOM! Mic drop! All good things- kudos to the Jarrell team!

Toni

Georgetown is such a great branch to visit. Everyone is super friendly and very eager to help. They make banking so easy.

Valerie

Why choose Income Checking?

Online Banking

You’re busy, we understand. That’s why our tech savvy online banking tools offer all of the solutions you need to fit your busy lifestyle. 

Online Banking

Mobile Wallet

Forgot your wallet? No problem! Add your R Bank debit card to your mobile wallet and pay right from your smart phone. Technology you need, convenience you deserve. 

Mobile Wallet

Zelle

This is how money moves!

Send money safe and securely with Zelle. 

Zelle

Account Details

Minimum Opening Deposit$200
Minimum Balance$1,500.00 c
Interest PaidYes
Monthly Service Charge$10.00 if below $1,500.00

Not the right fit? Consider these options:

Ea$y Checking Account

R Bank Ea$y Checking is a personal checking account designed to meet the requirements of modern banking. This non-interest-bearing checking account offers a pay-per-swipe reward and overdraft privilege as a standard feature. 

Ea$y Checking

Refresh Checking Account

The Refresh Checking account is for anyone but designed for those just starting out or needing a fresh start with their banking journey.

Refresh Checking With No Overdraft Fees

R Best Checking

Our highest interest-bearing personal checking account, R Best Checking, simplifies your life with an array of convenient banking services and premium interest rates.

R Best Checking

Business Checking

Are you looking for a Business Checking account? For every style of business, R Bank has a business bank account that fits your profile.

Business Checking