EASY CHECKING

Life can be complicated. Our Ea$y Checking Account isn't.

R Bank Ea$y Checking is a personal checking account designed to meet the requirements of modern banking. This non-interest bearing checking account offers a pay-per-swipe reward and overdraft privilege as a standard feature. You can earn up to $240.00 cash back per year and $20.00 per month just for using your debit card! With no minimum balance requirement, opening the account is easy and hassle-free. You can open a new checking account with us and enjoy the benefits of unlimited check writing and ATM withdrawals, ensuring convenient access to your funds within days of account opening.

Open An Account

The Account that Rewards!

Cash Back Checking

With R Bank’s Ea$y Checking Account, a $0.10 reward for every debit card swipe (signature & pin required). You can earn rewards up to $240.00 per year and $20.00 per month for swiping your debit card.

uChoose Rewards

Did someone say rewards? They just keep coming when you open R Bank’s Ea$y checking account. With the uChoose Rewards program, swipe your R Bank debit card and watch the points add up. Imagine all the amazing things you could do with those points! Traveling to exotic locations, play the latest video games, and even get some extra cash into your account – it’s all possible with uChoose Rewards!

uChoose Rewards®

For the Right Reasons, Banking on Relationships

I’ve been banking here a few years now for my business and I cannot express enough how much I love the staff! They are very helpful with anything and everything! At this point they are practically family! Gotta love small town banks.

Alex

R Bank is not only a great bank, but they have the bust customer service on the planet!

Carolyn

I had a great experience with R Bank! Their customer service is on point! If you are looking for a bank go to R Bank!

Donna

The ladies at the Schwertner branch are very friendly and are very helpful. They are always able to help me if I need it always with a smile one their faces.

Douglas

R Bank has always gone out of their way to help me and my business. They are an amazing group of people that care about the community and the people who live here.

EB

The bankers are amazing! They always have a great attitude and help us with all our business banking needs!

Jeremiah

The Personal Banker was so friendly and professional- the transaction was completed quickly and I was on my way.

John

I have to say, I love going into the R Bank lobby in Georgetown. Mostly because the bankers are absolutely wonderful. I really do feel like they are part of a home town bank. They are always cheerful, helpful and delightful to chat with. They are assets to your company and I thought you might want to know. Kudos to them!!!

Ken

Outstanding service and products they offer. Best bank in town. Friendly and pleasant to work with.

Linda

The personal banker was so pleasant. She remembered my husband by name and was really easy to talk to. She got us in and out in 5 minutes. Really nice bank. I will recommend my friends to bank here.

Madeline

The workers were extremely helpful and friendly. Amazing service! The bank was very clean too.

Makayla

I made an error and the Schwertner team personally got to work and fixed it for me!!! Great customer service!!! They are always so friendly and happy. A+.

Melanie

Everything about this bank is top notch!! I highly recommend you use them for your business as well as personal accounts!!

Nick

Love banking at the Cedar Park location! The service is always cheerful and welcoming. They are efficient when it comes to solving any issues that I have.

Peyton

The staff at R Bank are not only professional, they make you feel like family. I trust R Bank completely and you should too!

Tommy

BOOM! Mic drop! All good things- kudos to the Jarrell team!

Toni

Georgetown is such a great branch to visit. Everyone is super friendly and very eager to help. They make banking so easy.

Valerie

Why Choose Ea$y Checking?

Online Banking

You’re busy, we understand. That’s why our tech savvy online banking tools offer all of the solutions you need to fit your busy lifestyle. 

Personal Online Banking

Mobile Wallet

Forgot your wallet? No problem! Add your R Bank debit card to your mobile wallet and pay right from your smart phone. Technology you need, convenience you deserve. 

Mobile Wallet

Mobile Deposit

Can’t make it to the bank? Deposit the check you’ve been waiting on right from the mobile deposit feature available in our app. 

Zelle

This is how money moves!

Send money safe and securely with Zelle. 

Zelle

Account Details

Minimum Opening Deposit$100.00
Minimum Daily Balance$0.00
Monthly Service Charge$0.00
Interest PaidNo

Not the right fit? Consider these other checking options:

Refresh Checking

The Refresh Checking account is for anyone but designed for those just starting out or needing a fresh start with their banking journey.  

Refresh Checking

R Best Checking

R Best Checking account earns interest. Do you like using your debit card and online tools? This could be the right fit for you. 

R Best Checking Account

Income Checking

The income checking account is designed to make your money work harder for you. With this interest-bearing account, your money will work harder for you, growing your money effortlessly over time. 

Income Checking

Business Checking

Are you looking for a business checking account? For every style of business, R Bank has a business bank account that fits your profile.

Business Checking