CERTIFICATE OF DEPOSIT

Certificate of Deposit Accounts for Long-Term Goals

R Bank has your lifetime banking and investment needs in mind. 

We offer CDs with terms as short as a few months to as long as several years so that you can choose the maturity that fits your goals best. All our CDs provide competitive rates, and the balances are FDIC-guaranteed up to the maximum amount allowed by law.

When you consider the IRA component of your retirement plan, why not stay with your friendly R Banker and add an IRA right here? We have a variety of options to consider ensuring that your returns meet the goals you identify supported by the advice of your tax professional.

Invest for the Return

Whether your principal is large or small, or your term is short or long, an R Bank CD promises attractive interest rates and high overall returns. You get unlimited deposits and withdrawals at maturity and during the grace period, too.

Enhancing Financial Flexibility

At R Bank, we believe in helping you secure a stable financial future. You can leverage your savings as collateral for a loan, giving you the flexibility to borrow at lower rates when you need funds for a major expense, such as home renovations or educational goals. Our bankers are here to guide you every step of the way, right by your side. 

Helpful Tools

 

Calculators

Calculate your earnings with our Certificate of Deposit Calculator. 

Learn More

 

Deposit Account Agreement

Full disclosures on our deposit accounts. 

Disclosures

CERTIFICATE OF DEPOSITS

See Certificate of Deposit Agreement for full disclosures.