BUSINESS CHECKING ACCOUNTS

Business Checking

For every style of business, R Bank has a business bank account that fits your profile well. R Bank understands business owners. Backed by an experienced team of bankers, our seasoned staff and streamlined approach allow us to meet the needs of small and medium-sized businesses. Whether you’re looking to create or expand your business, save and grow your revenue, or remain always ready to seize opportunities, R Bank has you covered. Our range of business checking accounts are designed to support your journey towards success.

Commercial Checking

R Bank’s personal touch means Commercial Checking is no longer a trade-off of complexity to get business features.

Smart Business Checking

An R Bank Smart Business Checking account may just be the smartest way to handle your business checking needs. 

Business Interest Checking

R Bank Business Interest Checking rewards charities, clubs, and associations, as well as individual business owners with great interest-bearing value, without the need to be a for-profit corporation. 

Business Checking Solutions
Minimum to Open
Minimum Daily Balance
Interest Paid
Access to Online and Mobile Banking
Monthly Service Charge
Potential Service Charge
Transaction Fees
Smart Business Checking
$200
$1,500
No
Yes
$0
$10
$.50 each after 200 items
Business Interest Checking
$200
$2,500
Yes
Yes
$0
$12
$.50 each after 150 items
Commercial Checking
$200
$0
No
Yes
$15
$0
$0.50 per deposit/credit
$0.10 per deposited item
$0.15 per check/debit
$0.15 per ACH item
$0.10 per coin roll
$0.35 per currency strap
Cash/Currency Deposited $0.125 fee
(over @10,000 per statement cycle)

Open An Account Today!

When you move your banking relationship to R Bank, you will discover the difference of a real neighborhood bank. A bank that prioritizes building a relationship with you to understand the products and services that will be the best fit for your business.

Switch now and take advantage of the way banking should be with personal customer service you deserve and all the technology you need to run your business with ease.

Get Started

For the Right Reasons, Banking on Relationships

I’ve been banking here a few years now for my business and I cannot express enough how much I love the staff! They are very helpful with anything and everything! At this point they are practically family! Gotta love small town banks.

Alex

The ladies at the Schwertner branch are very friendly and are very helpful. They are always able to help me if I need it always with a smile one their faces.

Douglas

I had a great experience with R Bank! Their customer service is on point! If you are looking for a bank go to R Bank!

Donna

The bankers are amazing! They always have a great attitude and help us with all our business banking needs!

Jeremiah

The Personal Banker was so friendly and professional- the transaction was completed quickly and I was on my way.

John

Outstanding service and products they offer. Best bank in town. Friendly and pleasant to work with.

Linda

I have to say, I love going into the R Bank lobby in Georgetown. Mostly because the bankers are absolutely wonderful. I really do feel like they are part of a home town bank. They are always cheerful, helpful and delightful to chat with. They are assets to your company and I thought you might want to know. Kudos to them!!!

Ken

Everything about this bank is top notch!! I highly recommend you use them for your business as well as personal accounts!!

Nick

I made an error and the Schwertner team personally got to work and fixed it for me!!! Great customer service!!! They are always so friendly and happy. A+.

Melanie

BOOM! Mic drop! All good things- kudos to the Jarrell team!

Toni

R Bank has always gone out of their way to help me and my business. They are an amazing group of people that care about the community and the people who live here.

EB

Love banking at the Cedar Park location! The service is always cheerful and welcoming. They are efficient when it comes to solving any issues that I have.

Peyton

Georgetown is such a great branch to visit. Everyone is super friendly and very eager to help. They make banking so easy.

Valerie

The workers were extremely helpful and friendly. Amazing service! The bank was very clean too.

Makayla

Merchant Services

R Bank Merchant Services put you in control of your customer payment processing system, allowing you to handle traditional forms of payment, as well as leading technology, with ease.

Cards. Our card acceptance service allows you to receive payment from credit or debit cards issued by VISA® or, MasterCard®.

Checks. Reduce greatly the risk of returned checks by using our instant check verification services or go farther by adding point-of-sale check conversion to ACH transaction.

Treasury Management

R Bank’s Cash Management services offer a comprehensive suite of tools to enhance the efficiency of your business’s cash handling. With features like real-time balance updates, ACH origination, Positive Pay, online transaction capabilities, and automatic account linking for optimal interest gains, these services provide immediacy, convenience, and control over your financial operations.

Treasury Management